GetSavvi Health Logo

Your Baby Finance Guide

Pregnancy & Toddlers • by Paul De Beyer • 10 December 2020

It’s always a good idea to take a moment to pause and take stock of your finances a couple times a year. Especially if you’ve got any big changes to your life planned for the coming year, and one of the biggest changes is having a baby.

The costs of expecting a baby, whether it’s your first or last, should not be underestimated.

Here are a few things you should keep in mind when examining your finances for the year ahead to help plan for your little one.

The Basics Before the Birth

Kids are expensive, but funnily enough, they start costing money almost from the moment they are conceived! When you’re expecting a child your world is definitely turned upside down and your financial resources are tested from the very beginning.

The cost of simply being pregnant includes things like:

You’ll walk a journey with your gynaecologist from the very beginning, first confirming the pregnancy, and then continuing throughout the nine months.

This “preventative care” includes scans, ultrasounds, tests and checkups to ensure both mother and baby are doing well.

Gynaecologist’s visits can start from over R600 and the price simply goes up from there.

The Birth

One of life’s most magical moments, but also, unfortunately, a very expensive one.

Like all things in life, choice plays a part here. Some people want to try a home birth where they have a midwife present to assist with it.

Others, a booked C-section with an Obstetrician in a hospital. Whichever route you pick, the cost of simply giving birth in a hospital can range from around R25 000 for a natural birth all the way up to R50 000 (and more!) for a C-section.

The First Year

Once you welcome your little one into the world, you really need to prepare for the unexpected.

A few things you’ll likely have purchased for the baby include:

The list goes on. In fact, having enough nappies a month can be over R300 on its own. 

All in all, having a child is an expensive endeavour, but it can become exponentially more expensive if you’re not fully prepared.

One of the major things you should consider before even becoming pregnant is ensuring that you have some form of medical insurance with maternity benefits.

Get Maternity Cover with GetSavvi Health

This kind of financial protection will take a portion of the financial stress off your shoulders and allow you to enjoy the start of your new life.

Find out more about GetSavvi Health’s Maternity Benefits included on all plans by clicking this link.



Bundle Your Cover:
Funeral, Medical & Emergency for the whole family!

You might also like...

Going to school post pandemic Pregnancy & Toddlers

Germs and Schools: How the Pandemic Changed Everything

Barriers to child's education Pregnancy & Toddlers

8 Health-related barriers to your child’s education

Having a little one on the way? This is what you should prep for Pregnancy & Toddlers

New Parents? Be Prepared!

Pregnancy Milestones part two Pregnancy & Toddlers

Pregnancy Milestones (Part 2)

No joining fees • Covers you and your immediate family • Get covered in under 10 minutes!

Not sure which plan is right for you? Compare all the plans or we can call you to chat about your needs.

Get A Quote