As we approach the new year, South Africans are preparing for a notable increase in medical aid premiums.
Several leading medical aid schemes have announced steep price hikes, putting additional strain on household budgets.
A quick comparison from a popular quote provider reveals that a high-tier medical aid plan could cost you more than R5 000 per month for a family.
Fortunately, there’s a more affordable alternative: health insurance. Health insurer, GetSavvi Health, is keeping their rate increase to just 6.5% – well below the industry average.
GetSavvi Health offers affordable, primary-care-focused plans that help members manage their healthcare needs without straining their finances.
It’s essential to understand, though, that medical aid and health insurance are quite different in what they cover. Doing thorough research is key to finding the right option for you and your family’s specific needs.
Medical Aid vs Health Insurance: What’s the Difference?
To help make an informed choice, here’s a brief comparison:
Medical aid: Designed to cover hospital stays, specialist consultations and chronic conditions. Medical aid includes Prescribed Minimum Benefits (PMBs), which provides essential emergency and chronic care as mandated by law. While comprehensive, this level of cover comes at a high price.
Health insurance: Ideal for day-to-day healthcare needs, health insurance covers essentials such as GP visits, optometry, dentistry and accident care.
Why Choose GetSavvi Health?
With GetSavvi Health, members can continue to access quality healthcare without a hefty premium hike. CEO Wayne Moosa shares the motivation behind this decision:
‘As healthcare costs continue to rise across the industry, we’ve worked tirelessly to find ways to minimise the impact on our members.’
Moosa adds that GetSavvi Health is deeply committed to safeguarding its members’ well-being:
‘Protecting our members' health and well-being is both a privilege and a profound responsibility – one that guides every decision we make and every initiative we undertake.’
GetSavvi Health’s mission goes beyond providing affordable primary healthcare; it aims to support members’ overall well-being.
In addition to essential healthcare benefits, GetSavvi Health offers a range of holistic wellness solutions that nurture both physical and financial health:
Preventative healthcare: Members have access to regular screenings, vaccinations and wellness checks, promoting good health and early detection of potential issues.
Member Wellness Programme: This programme addresses mental well-being, providing counselling, stress management resources, and tailored mental health support.
Innovative fitness technology: GetSavvi Health leverages advanced technology to help members stay active and monitor their health, including health-tracking apps and online fitness resources.
Financial well-being benefits: Members receive discounts and value-added services to support financial wellness, making healthcare and other essential services more affordable.
Through these holistic solutions, GetSavvi Health not only promotes physical health but also fosters financial stability and mental well-being, empowering members to lead healthier, more resilient lives.